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Google Pay now supports UPI registration with Aadhaar-based authentication

Users of Google Pay can now register for UPI using Aadhaar via the National Payments Corporation of India (NPCI). Google Pay recently partnered with NPCI to enable UPI payments with RuPay credit cards.

Onboarding of Aadhaar-based UPI on Google Pay

Google Pay has added a new feature that allows customers to create their UPI PIN without the use of a debit card. As UPI expands its reach, this faster Aadhaar-based onboarding approach seeks to simplify digital payments for a greater number of Indian consumers.

This effort, which is based on UIDAI data, intends to increase financial inclusion among the adult population in India.

Aadhaar-Based UPI Onboarding Requirements

To use the Aadhaar-based UPI onboarding service, users must ensure that their phone number registered with UIDAI matches the records of their bank. Furthermore, their bank account should be connected to Aadhaar. These requirements must be met before the onboarding process can begin.

Steps for Aadhaar Onboarding on Google Pay

  1. Open Google Pay and select either the Aadhaar-based UPI onboarding or the Debit card option. When users choose Aadhaar, a prompt asking them to enter their Aadhaar number’s first six digits will appear.
  2. Enter the OTPs from their bank and UIDAI to complete the authentication step.
  3. Users can then set their UPI PIN after the relevant bank completes the process.

Increased Security and Privacy Measures

Users send the first six digits of their Aadhaar number to UIDAI via NPCI for verification when they enter it. The security of users’ Aadhaar numbers is guaranteed by this procedure. While not storing the Aadhaar number, Google Pay facilitates the transfer of the number to NPCI for validation.

Customers can enjoy using the Google Pay app for transactions and checking their balance after the onboarding process is finished.


Customers of supported banks can currently access this feature, and additional banks are anticipated to join soon.

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